Inspections We Perform

Wind Mitigation Inspection

Attic access is needed to verify the roof to wall connections, roof deck attachment method, fastener spacing and to verify if a secondary water barrier is present. Please make sure your attic is accessible prior to the inspection. If we cannot access your attic, you may not receive for these important discounts.

Other areas documented include the home’s structure and construction materials, roof shape, garage doors, windows, skylights and storm shutters.

Only items relating to the OIR-1802 form are documented. Insurance carriers will determine what discounts homeowners are entitled to based on the wind mitigation certificate. Inspections will typically average 30 minutes. The OIR-B1-1802 certificate is then valid for 5 years.

*Consult with your insurance agent for current underwriting guidelines.

Four Point Inspection 

This inspection is typically requested on properties generally 25 years old or older. This inspection documents the four main components including the electrical, HVAC, plumbing and roof. Many insurance carriers require a Four Point inspection report before issuing a policy on the property.​ Check with your agent, some carriers will request this inspection go beyond 25 years some less.
*Consult with your insurance agent for current underwriting guidelines.

Roof Condition Inspection

This inspection is typically requested by the insurance carrier when the last roof permit is 15 years or older or there is no permitting located or recorded. The inspection is used to document the current condition and an estimate of remaining service life.

*Consult with your insurance agent for current underwriting guidelines.

Roof Strapping Inspection

On any residential home having a new roof installed and insured for / valued at $300,000 or more, this inspection is required per Florida Building Code 706.8.1 as part of the permitting package. A notarized affidavit will be issued for properties meeting current code. If a property is not up to current code, we will guide you to the steps necessary to bring your home up to current standards. Homes meeting current code are much more wind resistant versus older codes. 

*Consult your jurisdiction's building department for current permitting guidelines.

Commercial/Multi Family Four Point

This type of inspection is most requested when purchasing a commercial property or multi family. Similar to a residential homeowner’s Four Point inspection, the Roof, Electrical, Plumbing and HVAC systems and conditions are all documented. This inspection gives potential buyers a solid overview of a property's condition and defective negotiable items observed.